Micro-enterprise lack of access to credit-The Israeli case

Mirit Hassman; Dafna Schwartz; Raphael Bar-El

Micro-enterprise lack of access to credit-The Israeli case

Mirit Hassman
, Dafna Schwartz
, Raphael Bar-El

Research output: Contribution to journal › Article › peer-review

Abstract

Micro-businesses face various difficulties in obtaining credit. Our research focuses on the demand side for credit through questionnaires addressed to 101 micro- businesses owners in a peripheral region of Israel. We have identified the existence of a market failure: micro-businesses tend to suffer from a lack of information in regard to the existence of credit funds and in regard to loan taking procedures. Many of them are unaware of their need for credit or do not know how and whom to address. We also found that the micro-business population is quite heterogeneous and is in need of tailor-made credit solutions.

Original language	English
Pages (from-to)	1-14
Journal	International Journal of Business and Economic Development
Volume	1
Issue number	3
State	Published - Nov 2013

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

SDG 8 Decent Work and Economic Growth
SDG 9 Industry, Innovation, and Infrastructure

Access to Document

https://www.ijbed.org/details&cid=23

Cite this

@article{942aa8b780194271be77667bda0df95b,

title = "Micro-enterprise lack of access to credit-The Israeli case",

abstract = "Micro-businesses face various difficulties in obtaining credit. Our research focuses on the demand side for credit through questionnaires addressed to 101 micro- businesses owners in a peripheral region of Israel. We have identified the existence of a market failure: micro-businesses tend to suffer from a lack of information in regard to the existence of credit funds and in regard to loan taking procedures. Many of them are unaware of their need for credit or do not know how and whom to address. We also found that the micro-business population is quite heterogeneous and is in need of tailor-made credit solutions.",

author = "Mirit Hassman and Dafna Schwartz and Raphael Bar-El",

year = "2013",

month = nov,

language = "English",

volume = "1",

pages = "1--14",

journal = "International Journal of Business and Economic Development ",

issn = "2051-8498",

publisher = "The Academy of Business and Retail Management Research",

number = "3",

}

TY - JOUR

T1 - Micro-enterprise lack of access to credit-The Israeli case

AU - Hassman, Mirit

AU - Schwartz, Dafna

AU - Bar-El, Raphael

PY - 2013/11

Y1 - 2013/11

N2 - Micro-businesses face various difficulties in obtaining credit. Our research focuses on the demand side for credit through questionnaires addressed to 101 micro- businesses owners in a peripheral region of Israel. We have identified the existence of a market failure: micro-businesses tend to suffer from a lack of information in regard to the existence of credit funds and in regard to loan taking procedures. Many of them are unaware of their need for credit or do not know how and whom to address. We also found that the micro-business population is quite heterogeneous and is in need of tailor-made credit solutions.

AB - Micro-businesses face various difficulties in obtaining credit. Our research focuses on the demand side for credit through questionnaires addressed to 101 micro- businesses owners in a peripheral region of Israel. We have identified the existence of a market failure: micro-businesses tend to suffer from a lack of information in regard to the existence of credit funds and in regard to loan taking procedures. Many of them are unaware of their need for credit or do not know how and whom to address. We also found that the micro-business population is quite heterogeneous and is in need of tailor-made credit solutions.

M3 - Article

SN - 2051-8498

VL - 1

SP - 1

EP - 14

JO - International Journal of Business and Economic Development

JF - International Journal of Business and Economic Development

IS - 3

ER -

Micro-enterprise lack of access to credit-The Israeli case

Abstract

UN SDGs

Access to Document

Fingerprint

Cite this